Whether All Risks Can Be Insured?..

Risk Management-Not all risks can be insured. risks can be insured are: the risk that can be measured by money, the risk of homogeneous (the same risks and are pretty much guaranteed by the insurance), a pure risk (the risk is not profitable), particular risk (the risk of individual sources), the risks occur suddenly (accidental), insurable interest (the insured has an interest in the object insured) and the risks that are not contrary to law.

Gambling is not the risk is clearly not covered because of gambling including speculative risks. So one of my Ijtihad legal gambling is haram, but the insurance law is permissible.